What This Privacy Policy Covers

This policy covers how PMBUZZ treats personal information that PMBUZZ collects and receives, including information related to your past use of PMBUZZ products and services. Personal information is information about you that is personally identifiable like your PMBUZZ, address, email address, or phone number, and that is not otherwise publicly available.

This policy does not apply to the practices of companies that PMBUZZ does not own or control, or to people that PMBUZZ does not employ or manage. In addition, certain PMBUZZ associated companies have their own privacy statements which can be viewed by clicking on the links.

Information Collection and Use

General

PMBUZZ collects personal information when you register with PMBUZZ, when you use PMBUZZ products or services, when you visit PMBUZZ pages or the pages of certain PMBUZZ partners, and when you enter promotions or sweepstakes. PMBUZZ may combine information about you that we have with information we obtain from business partners or other companies.

When you register we ask for information such as your PMBUZZ, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address, Social Security number, and information about your assets. Once you register with PMBUZZ and sign in to our services, you are not anonymous to us.

PMBUZZ collects information about your transactions with us and with some of our business partners, including information about your use of financial products and services that we offer.

PMBUZZ automatically receives and records information on our server logs from your browser, including your IP address, PMBUZZ cookie information, and the page you request.

PMBUZZ uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure

PMBUZZ does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with PMBUZZ under confidentiality agreements. These companies may use your personal information to help PMBUZZ communicate with you about offers from PMBUZZ and our marketing partners. However, these companies do not have any independent right to share this information.

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of PMBUZZ's terms of use, or as otherwise required by law.

We transfer information about you if PMBUZZ is acquired by or merged with another company. In this event, PMBUZZ will notify you before information about you is transferred and becomes subject to a different privacy policy.

PMBUZZ does not now, but may in the future choose to provide targeted advertisements based on personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click on targeted ads meet the targeting criteria - for example, women ages 18-24 from a particular geographic area.

PMBUZZ does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.

PMBUZZ advertisers could include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).

PMBUZZ works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you've requested please read our detailed reference links.

Cookies

PMBUZZ may set and access PMBUZZ cookies on your computer.

PMBUZZ lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies' use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to PMBUZZ's cookies.

PMBUZZ uses web beacons to access PMBUZZ cookies inside and outside our network of web sites and in connection with PMBUZZ products and services.

Your Ability to Edit and Delete Your Account Information and Preferences

General

You can edit your PMBUZZ Account Information, including your marketing preferences, at any time.

New categories of marketing communications may be added to the Marketing Preferences page from time to time. Users who visit this page can opt out of receiving future marketing communications from these new categories or they can unsubscribe by following instructions contained in the messages they receive.

We reserve the right to send you certain communications relating to the PMBUZZ service, such as service announcements, administrative messages and the PMBUZZ Newsletter, that are considered part of your PMBUZZ account, without offering you the opportunity to opt-out of receiving them.

You can delete your PMBUZZ account by visiting our Account Deletion page. Please click here to read about information that might possibly remain in our archived records after your account has been deleted.

Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

To learn more about security, including the security steps we have taken and security steps you can take, please read Security at PMBUZZ.

Changes to this Privacy Policy

PMBUZZ may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your PMBUZZ account or by placing a prominent notice on our site.